Account Type | Min. Balance | Dividend Rate | APY* |
Savings | $45 | 0.05% | 0.05% |
90-Day Certificate | $2,500 | 3.950% | 4.02% |
6-Month Certificate | $2,500 | 4.000% | 4.07% |
9-Month Certificate | $2,500 | 4.125% | 4.20% |
1-Year Certificate | $2,500 | 4.250% | 4.33% |
Money Market | $5,000 | 2.00% | 2.02% |
Checking | $0 | 0.00% | NA |
* Annual Percentage Yield
Your Money is Safe and Secure
All deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency. The NCUA is the federal agency that administers the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF is a federal insurance fund backed by the full faith and credit of the U.S. Government. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. If you have more than $250,000 on deposit at Ironworkers USA Federal Credit Union, ask us how you can maximize your coverage.