The NWAFCU Web Site is offered to you conditioned on your acceptance without modification of
the terms, conditions, and notices contained herein. Your use of the NWAFCU Web Site
constitutes your agreement to all such terms, conditions, and notices.
Modification of these terms of use
NWAFCU reserves the right to change the terms, conditions, and notices under which the
NWAFCU Site/Services are offered. You are responsible for regularly reviewing these terms and
conditions and additional terms. Your continued use of the NWAFCU Site/Services constitutes your
agreement to all such terms, conditions, and notices.
Personal and non-commercial use limitation
Unless otherwise specified, the NWAFCU Site is for your personal and non-commercial use. You
may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create
derivative works from, transfer, or sell any information, software, products or services obtained
from the NWAFCU site.
Links to third party sites
The NWAFCU Site/Services may contain links to third party Web sites ("Linked Sites"). The Linked
Sites are not under the control of NWAFCU and NWAFCU is not responsible for the contents of any
Linked Site, including without limitation any link contained in a Linked Site, or any changes or
updates to a Linked Site. NWAFCU is not responsible for web casting or any other form of
transmission received from any Linked Site nor is NWAFCU responsible if the Linked Site is not
working appropriately. NWAFCU is providing these links to you only as a convenience, and the
inclusion of any link does not imply endorsement by NWAFCU of the site or any association with
its operators. You are responsible for viewing and abiding by the privacy statements and terms of
use posted at the Linked Sites. Any dealings with third parties (including advertisers) included
within the NWAFCU Site/Services or participation in promotions, including the delivery of and the
payment for goods and services, and any other terms, conditions, warranties or representations
associated with such dealings or promotions, are solely between you and the advertiser or other
third party. NWAFCU shall not be responsible or liable for any part of any such dealings or
promotions.
No unlawful or prohibited use
As a condition of your use of the NWAFCU Site/Services, you will not use the NWAFCU
Site/Services for any purpose that is unlawful or prohibited by these terms, conditions, and
notices. You may not use the NWAFCU Site/Services in any manner, which could damage, disable,
overburden, or impair any NWAFCU Site/Service(s) (or the network(s) connected to any NWAFCU
Site/Service(s)) or interfere with any other party's use and enjoyment of any NWAFCU
Site/Service(s). You may not attempt to gain unauthorized access to any NWAFCU Site/Service,
other accounts, computer systems or networks connected to any NWAFCU Site/Service, through
hacking, password mining or any other means. You may not obtain or attempt to obtain any
materials or information through any means not intentionally made available through the
NWAFCU Sites/Services.
Materials provided to NWAFCU
NWAFCU does not claim ownership of the materials you provide to NWAFCU (including feedback
and suggestions) or post, upload, input or submit to any NWAFCU Site/Service or its associated
services for review by the general public (each a "Submission" and collectively "Submissions").
However, by posting, uploading, inputting, providing or submitting your Submission you are
granting NWAFCU, its affiliated companies and necessary sublicenses permission to use your
Submission in connection with the operation of their Internet businesses including, without
limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce,
edit, translate and reformat your Submission; and to publish your name in connection with your
Submission. No compensation will be paid with respect to the use of your Submission, as
provided herein. NWAFCU is under no obligation to post or use any Submission you may provide
and NWAFCU may remove any Submission at any time in its sole discretion. By posting,
uploading, inputting, providing or submitting your Submission you warrant and represent that
you own or otherwise control all of the rights to your Submission as described in this section
including, without limitation, all the rights necessary for you to provide, post, upload, input or
submit the Submissions.
Software & content available through the NWAFCU web site
All content and software (if any) that is made available to view and/or download in connection
with the NWAFCU Site/Services is owned by and is the copyrighted work of NWAFCU and/or its
suppliers and is protected by copyright laws and international treaty provisions. Your use of the
Software is governed by the terms of the end user license agreement, if any, which accompanies
or is included with the Software ("License Agreement"). You may not install or use any Software
that is accompanied by or includes a License Agreement unless you first agree to the License
Agreement terms. For any Software not accompanied by a license agreement, NWAFCU hereby
grants to you, the user, a revocable personal, non-transferable license to use the Software for
viewing and otherwise using the particular NWAFCU Site/Service in accordance with these Terms
of Use, and for no other purpose provided that you keep intact all copyright and other proprietary
notices. Any reproduction or redistribution of the content and/or Software is expressly prohibited
by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the
maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION
OF THE CONTENT OR SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER
REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. You acknowledge that the
Software, and any accompanying documentation and/or technical information, is subject to
applicable export control laws and regulations of the USA. You agree not to export or re-export
the Software, directly or indirectly, to any countries that are subject to USA export restrictions.
LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE
THROUGH THE NWAFCU SITE/SERVICES MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL
ERRORS. CHANGES ARE PERIODICALLY MADE TO THE NWAFCU SITE/SERVICES AND TO THE
INFORMATION THEREIN. NWAFCU AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE
IMPROVEMENTS AND/OR CHANGES IN THE NWAFCU SITE/SERVICES AT ANY TIME. ADVICE
RECEIVED VIA THE NWAFCU SITE/SERVICES SHOULD NOT BE RELIED UPON FOR PERSONAL,
MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE
PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION. NWAFCU AND/OR ITS
RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY,
AVAILABILITY, TIMELINESS, LACK OF VIRUSES OR OTHER HARMFUL COMPONENTS AND
ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED
GRAPHICS CONTAINED WITHIN THE NWAFCU SITE/SERVICES FOR ANY PURPOSE. ALL SUCH
INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED
"AS IS" WITHOUT WARRANTY OF ANY KIND. NWAFCU AND/OR ITS RESPECTIVE SUPPLIERS
HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS
INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL
IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, WORKMANLIKE EFFORT, TITLE AND NON-INFRINGEMENT. YOU SPECIFICALLY
AGREE THAT NWAFCU SHALL NOT BE RESPONSIBLE FOR UNAUTHORIZED ACCESS TO OR
ALTERATION OF YOUR TRANSMISSIONS OR DATA, ANY MATERIAL OR DATA SENT OR
RECEIVED OR NOT SENT OR RECEIVED, OR ANY TRANSACTIONS ENTERED INTO THROUGH AN
NWAFCU SITE/SERVICE. YOU SPECIFICALLY AGREE THAT NWAFCU IS NOT RESPONSIBLE OR
LIABLE FOR ANY THREATENING, DEFAMATORY, OBSCENE, OFFENSIVE OR ILLEGAL CONTENT
OR CONDUCT OF ANY OTHER PARTY OR ANY INFRINGEMENT OF ANOTHER'S RIGHTS,
INCLUDING INTELLECTUAL PROPERTY RIGHTS. YOU SPECIFICALLY AGREE THAT NWAFCU IS
NOT RESPONSIBLE FOR ANY CONTENT SENT USING AND/OR INCLUDED IN AN NWAFCU
SITE/SERVICE BY ANY THIRD PARTY. IN NO EVENT SHALL NWAFCU AND/OR ITS SUPPLIERS
BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL
DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES
FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH
THE USE OR PERFORMANCE OF THE NWAFCU SITE/SERVICES, WITH THE DELAY OR INABILITY
TO USE THE NWAFCU SITES/SERVICES OR RELATED SERVICES, THE PROVISION OF OR FAILURE
TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND
RELATED GRAPHICS OBTAINED THROUGH THE NWAFCU SITE/SERVICES, OR OTHERWISE ARISING
OUT OF THE USE OF THE NWAFCU SITE/SERVICES, WHETHER BASED ON CONTRACT, TORT,
NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF NWAFCU OR ANY OF ITS SUPPLIERS HAS
BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO
NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL
DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY
PORTION OF THE NWAFCU SITES/SERVICES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE
AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE NWAFCU SITE/SERVICES.
Termination/Access Restriction
NWAFCU reserves the right, in its sole discretion, to terminate your access to the NWAFCU
Site/Services and the related services or any portion thereof at any time, without notice. NWAFCU
may also terminate or suspend your access to NWAFCU Site/Service(s) for inactivity, which is
defined as failing to log into a particular service for an extended period of time, as determined by
NWAFCU. The amount of time that NWAFCU currently considers as an "extended" period of time
may be viewed in the FAQ relating to the particular service. Upon termination of the NWAFCU
Site/Service, your right to use the NWAFCU Site/Service immediately ceases. NWAFCU shall have
no obligation to maintain any content or to forward any unread or unsent messages to you or
any third party.
Language
It is the express will of the parties that this agreement and all related documents have been
drawn up in English. C'est la volont é expresse des parties que la présente convention ainsi que
les documents qui s'y rattachent soient rédigés en anglais.
General
The laws of the State of Oregon, U.S.A, govern this agreement. You hereby irrevocably
consent to the exclusive jurisdiction and venue of courts in Oregon, U.S.A. in all disputes
arising out of or relating to the use of the NWAFCU Site/Services. Use of the NWAFCU
Site/Services is unauthorized in any jurisdiction that does not give effect to all provisions of these
terms and conditions, including without limitation this paragraph. You agree that no joint
venture, partnership, employment, or agency relationship exists between you and NWAFCU as a
result of this agreement or use of the NWAFCU Site/Services. You agree to indemnify and hold
NWAFCU, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim,
demand, or damage, including reasonable attorneys' fees, asserted by any third party due to or
arising out of your use of or conduct on the NWAFCU Site/Services. NWAFCU reserves the right to
disclose any personal information about you or your use of the NWAFCU Site/Services, including
its contents, without your prior permission if NWAFCU has a good faith belief that such action is
necessary to: (1) conform to legal requirements or comply with legal process; (2) protect and
defend the rights or property of NWAFCU or its affiliated companies; (3) enforce the terms or use;
or (4) act to protect the interests of its members or others. NWAFCU's performance of this
agreement is subject to existing laws and legal process, and nothing contained in this agreement
is in derogation of NWAFCU's right to comply with governmental, court and law enforcement
requests or requirements relating to your use of the NWAFCU Site/Services or information
provided to or gathered by NWAFCU with respect to such use. If any part of this agreement is
determined to be invalid or unenforceable pursuant to applicable law including, but not limited to,
the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable
provision will be deemed supers eded by a valid, enforceable provision that most closely matches
the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the
user and NWAFCU with respect to the NWAFCU Site/Services and it supersedes all prior or
contemporaneous communications and proposals, whether electronic, oral or written, between
the user and NWAFCU with respect to the NWAFCU Site/Services. A printed version of this
agreement and of any notice given in electronic form shall be admissible in judicial or
administrative proceedings based upon or relating to this agreement to the same extent and
subject to the same conditions as other business documents and records originally generated and
maintained in printed form.
Any rights not expressly granted herein are reserved.